Jay F Livingston is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of CA, NM, VA. No insurance business may be conducted outside these states referenced.

Jay F Livingston is a Registered Representative of and offers securities
products & services through NYLIFE Securities LLC [6565 Americas Parkway NE Suite 500 Albuquerque, NM 877110  (505)888.2000], Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of CA, NM, VA.
No offers may be made or accepted from any resident outside the specific states referenced.

Jay F Livingston is also separately registered as an investment adviser
representative with Eagle Strategies LLC, a Registered Investment
Adviser, offering advisory services in the state(s) of CA, NM, VA. As such, these services are strictly intended for individuals
residing in the specific states referenced.
NYLIFE Securities and Eagle Strategies are New York Life companies.

JFL Financial is not owned or operated by NYLIFE Securities LLC, Eagle Strategies or any of their affiliates.